
Your Medical HMO Plan Benefits
Carrier Information

Anthem Blue Cross
800-888-8288
https://www.anthem.com/ca
Search for Anthem providers

Kaiser Permanente
www.kaiserpermanente.org
Search for Kaiser providers
Plan Documentss
Your Medical EPO PPO Plan Benefits
Carrier Information

Anthem Blue Cross
800-888-8288
https://www.bcbs.com/
Anthem network providers
PlanDetails
Supplemental Medical Benefits
Carrier Information

Aflac
https://www.aflac.com/
Supplemental Medical
Green Dot Public Schools offers four types of supplemental medical plans, which provide you with cash payments in the event of a significant unexpected medical expense. Be sure to consider your anticipated medical needs for the coming year — for example, a major surgery — when deciding if supplemental coverage is right for you.
2023-2024 Aflac Supplemental Medical Plans
You may choose to enroll in any combination of the following Aflac plans:
- Personal Accident Coverage
- Hospital Indemnity Plan
- Personal Cancer Coverage
- Critical Illness Coverage
- Aflac Short-term Disability Insurance
You pay premiums for these coverages through payroll deductions.
For more information about these plans or to enroll, please email Jacob Burns at Aflac or call 661.733.2979.
Keep in mind:
On their own, these plans don’t provide the minimum level of medical coverage needed to meet healthcare reform requirements. Rather, they’re intended to supplement the coverage provided by your medical plan.
Personal Accident Coverage
Accident insurance helps protect you from unexpected financial stress if you or a covered family member has an accident. It supplements your primary medical plan by providing cash benefits in cases of accidental injuries. You can use this money to help pay for medical expenses not paid by your medical plan (such as your deductible or coinsurance) or for anything else (such as everyday living expenses). Coverage is portable, so you can take it with you if you leave Green Dot Public Schools.
Benefits are paid:
- Directly to you, unless assigned to someone else
- In addition to any other coverage, like your primary medical plan or an accidental death & dismemberment (AD&D) plan
You receive a cash benefit up to a specific amount for:
- Accidental death
- Dismemberment
- Dislocation or fracture
- Initial hospital confinement
- Intensive care
- Ambulance
The actual benefit amounts depend on the type of injuries you have and the medical services you need.
Aflac Short-Term Disability Insurance
Short-term disability insurance, available through Aflac, provides a source of monthly income if you are unable to work due to an illness, injury or pregnancy. Coverage is portable, so you can take it with you if you leave Green Dot Public Schools.
Plan features:
- $500 to $6,000 month benefit in addition to State Disability for CA employees
- Guaranteed issue coverage – no health questionnaire to answer
- Rates stay the same every year
Benefits are paid:
- Directly to you, unless assigned to someone else
- In addition to any other disability benefits, such as short-term disability coverage provided by Green Dot Public Schools or California State Disability benefits
Eligilbility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Critical Illness Coverage
When a serious illness or injury strikes, Aflac’s critical illness/injury and intensive care coverage can provide financial support to help you through a difficult time. It protects against the financial impact of certain illnesses, such as a heart attack, cancer, or stroke.
You receive a lump-sum benefit upon diagnosis of a covered event with additional benefits to be paid for things such as a hospital confinement, intensive care unit confinement, ambulance, transportation, lodging, and therapy. Coverage is portable, so you can take it with you if you leave Green Dot Public Schools.
Benefits are paid:
- Directly to you, unless assigned to someone else
- As a lump sum payout ranging from $10,000-$100,000
- Guaranteed issue coverage up to $10,000 in benefit
- Covers heart attack, stroke, major human organ transplant, cancer, end-stage renal failure and coma
Hospital Indemnity Plan
A trip to the hospital can be stressful, and so can the bills. Even with a major medical plan, you may still be responsible for copays, deductibles, and other out-of-pocket costs. Aflac’s hospital indemnity plan can help offset your share of the cost associated with a covered sickness or accident.
Use this money to help cover hospital stays, emergency rooms, rehabilitation, pregnancy, and certain extended benefits through optional riders. The plan pays benefits in addition to any other insurance. Coverage is portable, so you can take it with you if you leave Green Dot Public Schools.
Choose from these coverage options:
- Aflac Choice Policy
- Policy + Extended Benefits for Physician Visits and Diagnostic Tests
- Policy + Extended Benefits for Physician Visits and Diagnostic Tests & Hospital Stay and Surgical Care Benefits
Benefits are paid:
- Directly to you, unless assigned to someone else
Personal Cancer Coverage
Personal cancer coverage is available through Aflac to help you and your family better cope financially — and emotionally — if a cancer diagnosis ever occurs. Coverage is portable, so you can take it with you if you leave Green Dot Public Schools.
Coverage is available for:
- Initial diagnosis
- Radiation and chemotherapy
- Hospital confinement
- Various cancer treatments
- Surgery and anesthesia
- Prosthesis
- Transportation and lodging
- Anti-nausea drugs
- Home health and nursing services
- And more
Benefits are paid:
- Directly to you, unless assigned to someone else
- As a lump sum or on a benefit schedule
Your Dental Benefits
Carrier Information

MetLife
www.metlife.com
MetLife Dental
Green Dot Public Schools offers a choice of dental plans through MetLife so you can select the level of coverage that best fits your needs.
2023 – 2024 Dental Plan Options for California/National/UPAS Employees:
- DHMO plan: you choose a primary care dentist and receive all of your care within the plan’s network — there is no out-of-network coverage. There is also no deductible or annual maximum benefit under the DHMO plan.
-
High and Low plans: you can see any dentist you want, but you must first meet a deductible before coverage begins. These plans also include an annual maximum benefit. The differences between the High and Low plans is in the deductibles, annual maximums, out-of-network coverage, and orthodontic lifetime maximums.
Compare Plan Options
Compare the plans and view the plan comparison table for coverage.
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Find A Network Dentist
You’ll generally pay less when you use a dentist in your carrier’s network.
- Visit MetLife’s website to locate in-network providers.
Your Vision Benefits
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Find a Network Provider
You’ll get the best value by using a provider in the VSP network.
Contributions
Your Prescription Drug Benefits
Prescription Drugs
All of the medical plans include retail and mail-order prescription drug coverage. Benefits are provided by:
- Anthem if you enroll in an Anthem medical plan. See how drugs are covered by Anthem. (To view the Essential Formulary, click on “Essential Drug List 4-Tier (Searchable).”)
- Kaiser Pharmacy if you enroll in a Kaiser medical plan. See how drugs are covered by Kaiser.
Your Telehealth Benefits
LiveHealth Online (for Anthem members only)
With our convenient LiveHealth Online benefit, you and your covered family members can see the doctor without leaving the house! It’s an affordable, easy alternative to urgent care and ER visits when you need non-emergency medical care.
Use it for:
- Sinus problems
- Urinary track infections
- Behavioral health needs
- Pink eye
- Bronchitis and flu/cough
- Upper respiratory infections
- Ear infections
- Much more
LiveHealth Online gives you 24/7/365 access to board-certified physicians who will consult with you by phone or via live video on your mobile phone or computer. LiveHealth Online physicians can provide fast, convenient diagnosis and treatment for many common conditions. To get started, simply set up an account on the LiveHealth Online website and you’ll be ready the next time you need care in a hurry!
Use it when:
- The doctor’s office is closed
- Your child has a fever at 2 AM
- You’re traveling or on vacation
- It’s after business hours or on weekends
- Your medical situation is not life-threatening
- You think you have the flu but feel too ill to leave the house
Telehealth (for Kaiser members only)
If you enroll in the Kaiser HMO plan, telehealth services are provided directly through Kaiser.
Your Group Life and AD&D Benefits
Carrier Information

Lincoln Financial
https://www.mylincolnportal.com (first-time users register with code: GreenDot)
Plan Information
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Benefits 101
Your Voluntary Life and AD&D Benefits
Carrier Information

Lincoln Financial
https://www.mylincolnportal.com (you must enroll; you pay for coverage through before-tax payroll deductions)
Plan Information
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Benefits 101
Your STD Benefits
Carrier Information

Lincoln Financial
https://www.mylincolnportal.com (you must enroll; you pay for coverage through before-tax payroll deductions)
Plan Information
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Your LTD Benefits
Carrier Information

Lincoln Financial
https://www.mylincolnportal.com (you must enroll; you pay for coverage through before-tax payroll deductions)
Plan Information
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Your EAP Benefits
Carrier Information

EmployeeConnect EAP through Lincoln Financial
www.GuidanceResources.com
(Username: LFGSupport, Password: LFGSupport1)
888-628-4824
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.
Benefits 101
Your 401(k) Plan Benefits
Carrier Information

Fidelity
www.fidelity.com
800-835-5097
Our 401(k) Plan, administered by Fidelity, helps you prepare for retirement by offering an easy, tax-advantaged way to save for your future financial needs.
Note: If you are enrolled in any of the following pension plans through Green Dot, you are not eligible for the 401(k) match:
- CalPERS
- CalSTRS
If you are a temporary/seasonal employee, please contact the People Team for eligibility.
How to Enroll
To enroll in the Green Dot 401(k) plan, you must first confirm your eligibility to participate with HR. Once HR has confirmed your eligibility, visit Fidelity to enroll.
Note: Once you are enrolled via Fidelity’s website, it may take 1-2 pay periods for payroll deductions take effect.
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the Green Dot Public Schools’ benefits program.